The Top Coins > The People's Reserve

The People's Reserve

TPR Price usd

The Peoples Reserve Overview

The Peoples Reserve Price Chart (pricing is in USD)

tpr-page-content.htm | Pages | The Topcoins

While technology progresses at a lightning-fast pace, some institutions have remained unchanged for the past few decades. Among those, finance stands out for its stark inability to adapt to the changing times. It was only recently when digital banking made its way to the third world—and even then, falling in line inside banks, despite pandemic restrictions, is still the norm. Sending money to someone halfway across the world sparks another dilemma: what platform should be used? And after the processing fees, bank fees, international transfer fees, and other add-on costs are considered, you’re left to shell out an unimaginable amount of money in fees.

The adoption of digital currency has been a long-running debate, but central banks have been adamant about rolling out a solution that would benefit people over organizations. Cryptocurrency is an important facet in building the future of finance, as it breaks down centralized barriers that have kept governments and banks in control of the movement of money. With a decentralized system, you no longer have to pay large amounts of money in fees, transfers are immediate, and economic stability can be achieved through technological integrations.

What is TPR?

Bitcoin was the first cryptocurrency to meet considerable adoption, essentially turning it into the poster figure of digital currency. However, beyond Bitcoin (BTC) currency is the vast world of altcoins, which has churned various derivatives of the original blockchain model. Among those derivatives are anchored coins, which are cryptocurrencies that aren’t subject to the volatility that commonly plagues the market. Anchored coins can retain a consistent value due to being pegged to an external pool of funds. For instance, Tether (USDT) crypto is pegged to the US dollar on a 1:1 ratio, which means that 1 USDT equates to 1 USD.

The People’s Reserve (TPR) is an evolved form of anchored coin.

It is anchored to the last highest price of gold on the exchange - in an attempt to remedy the volatility so often found in cryptocurrencies.


The People’s Reserve is the brainchild of financial gurus and a board of ambassadors that genuinely believe in the future of the digital economy.

While Bitcoin has achieved massive success after a decade-long run, it suffers from a critical error: it has turned into an investment product. The primary purpose of cryptocurrency is to replace the fiat economy to shift gears toward a peer-to-peer landscape. However, BTC is extremely difficult to obtain—especially for new “investors,” as mining organizations and institutional investors control the coin’s price and supply behind the scenes. Its slow transaction speed and unsustainable blockchain have also turned it into one of the worst coins to use for day-to-day transactions.

The People’s Reserve cryptocurrency was established to break down the notion of cryptocurrency as just an investment product, empowering it to grow beyond a long-term HODL opportunity. Its goal is to become a scalable, usable, and people-forward coin used in transactions worldwide. The first step to achieving this goal was to organize a micro-economy to test TPR’s ability to scale to real-world adoption.

The Reno Crew is a growing team of builders specializes in home renovations, an industry wherein 50% of the total costs is often delegated toward labor. This team is paid entirely in TPR crypto, proving a crucial use case for the coin through tangible service. Moreover, The People’s Reserve has grown a massive network of small businesses and merchants across Australia that accept TPR coins for payment—and they don’t convert their holdings into fiat!

The Unique Features of The TPR Coin

Non-collateralized Algorithm

One of the most decentralizing aspects of cryptocurrency is that it can be programmed to circulate at a capped supply, or a specific number can be minted or released at a scheduled time. By doing so, a central authority isn’t in control of the coin’s supply, theoretically leaving little to no errors that could result in inflation or a recession. In broader terms, the Quantity Theory of Money states that if the volume of money in circulation increases, prices of goods and services will subsequently inflate. As a counter-inflation and stability improvement measure, there needs to be a balance in the minting of new money.

In cryptocurrency, empowering stability translates to the predetermined coin supply or the limited minting of new coins. In particular, the People’s Reserve employs a non-collateralized algorithm, which is commonly found in anchored coins. This algorithm analyses real-time supply and demand and releases or withholds coins based on market behavior. By doing so, The Peoples Reserve coin can maintain an equal value to its pegged asset while also ensuring that the market supply is controlled in a decentralized way.

The Philosophy of an Anchored Value

TPR is not pegged to an external, tangible pool of funds, yet it’s able to retain assumed stability due to its highly innovative anchor system on the exchange, which allows it to algorithmically latch onto a separate asset’s value. While the last highest price of gold represents this anchor point, its changing value means that TPR’s value is also not guaranteed. For instance, the price of gold may be $1,700 today and $1,800 in a month—this derivation will impact the price of TPR on the exchange.

As an anchored value has no fiat backing, TPR’s value is essentially a recommendation that initiates market consensus—a stabilizing feature that lowers the likelihood of massive volatility. However, like with any other token, users can choose to assign a different value to TPR. The newly assigned value won’t impact the anchored value on the exchange and simply represents an agreement between two parties.

Transaction Privacy

Blockchain technology has brought a new era of transaction privacy to finance. With traditional banking, there’s no way to send and receive funds anonymously—but cryptocurrency changes that by ensuring privacy throughout a transaction’s journey. The blockchain doesn’t record names, addresses, or phone numbers. Instead, only the date, time, amount, and code that denotes the transaction are recorded on a public ledger, so each coin’s journey can be tracked from inception.

The People’s Reserve has an easy-to-use mobile wallet application, where users can send and receive funds and view transaction history. Users can send public keys or a QR code to others to receive funds, while senders simply have to input the keys or scan the QR code to send TPR, empowering privacy throughout the journey.

Speed & Cost of Transactions

TPR is utilising a non-collateralised algorithm and fiat-back reserve pool, with up to 25 free transactions per day and a transaction speed of 2000 transactions per second.

Transactions on The People’s Reserve’s blockchain are fast—users can send and receive funds in as fast as two seconds! While the network doesn’t support Proof-of-Work mining, it benefits from not being congested with competitive miners, hence why scalability is not an issue.

An important facet of the TPR system is its dual fee system, which requires users to pay fees via a separate asset called bandwidth points. 5,000 bandwidth points are automatically generated by each account daily, and each point equates to 1 byte of data. On that note, transaction fees are calculated based on size, so if a user intends to send 100 bytes worth of TPR, the transaction will cost them 100 bandwidth points. However, due to the large number of points automatically generated in accounts, normal users can enjoy approximately 25 free transactions per day—essentially making the fees negligible.

Generate Daily Rewards

TPR offers two ways by which users can generate rewards without a technological barrier of entry, making them beginner-friendly and easy to understand.

  • Mining

The Permissioned Proof-of-Stake is the consensus algorithm behind The People’s Reserve blockchain. Unlike traditional staking, which requires users to delegate a specific number of coins to the network, this model automates the process by generating rewards based on the number of coins in each account—no delegation required! For instance, if a user has 3 TPR in their account, they would receive approximately 12% or more in annual mining rewards, which are calculated daily to account for the changes in the wallet’s balance. This feature allows users to freely move funds within their accounts while benefiting from passive rewards every day.

  • Holding

Holding is a feature that’s unique to the TPR ecosystem. Users can purchase holds through the TPR wallet for 0.1 TPR each and delegate them to the system to generate compounding rewards. Holds are virtual assets with an expiration date—a timeline that users can input upon purchase, with a minimum of six months. This process is similar to the traditional Proof-of-Stake model common to altcoins like Cardano, wherein a stake can be placed in the blockchain, where it will live for a predetermined period. Similarly, users can’t sell, spend, or move holds as the coins will be used to help validate transactions on the network while they’re locked into the wallet. When the expiration period ends, the coins plus the generated compounding rewards will automatically be returned to the user through smart contracts.

This system is extremely beneficial for maintaining TPR’s stability, as holding coins will reduce the prospects of volatility in the market.

Separate Reserve For Social Responsibility

The People’s Reserve’s mission spans beyond building a digital economy for Australia and the larger first-world. A pool of funds has been set up for social contributions, primarily helping businesses from impoverished nations build a globally thriving economy.


What Are The Differences Between BTC and TPR?

Bitcoin is a cryptocurrency that isn’t backed by a pool of funds, which means that its value is highly speculative and subject to market volatility. Massive spikes and dips can occur in the BTC as a result of this nuance. In contrast, TPR is an anchored coin pegged to the last highest price of gold in the exchange.

Can TPR be Hacked?

Hackers can always find their way to any blockchain—even ones as robust as Bitcoin’s. However, the chances of TPR getting hacked are slim, as there is no convenient entry-point that could allow hackers to stage a 51% attack, enter users’ transactions, or trigger double-spends.

TPR vs Other Coins—What Should I Know?

TPR is a unique cryptocurrency as it’s an anchored coin, which essentially takes the best of stablecoins while also having the ability to grow in value at a faster pace. While TPR prices can’t explode like LUNA’s recent 26,000% surge, it will always grow slowly and steadily over time, making it a safe choice for casual investors and a usable currency for everyone.